Discover Quality Pre-Owned Vehicles at University Auto Sales - Serving Minnesota. Our locations in Burnsville and St. Paul on Robert St. offer a carefully curated selection of used cars, trucks, vans, SUVs, and family crossovers. As a buy here pay here dealer, we provide hassle-free financing solutions to get you on the road today. Whether you have bad credit or no credit, our in-house finance team specializes in finding a vehicle that matches your style and budget. Renowned for low down payments, easy financing, and favorable terms, we invite you to apply online for a quick approval process. Explore the best used cars in Burnsville and St. Paul with University Auto Sales. Redefining the 'Buy Here Pay Here' experience, we offer not only high-quality, late-model inventory but also the finest selection of used vehicles. Understanding credit challenges like bankruptcy and repossession, our goal is to transform your automotive dreams into reality.  We cater to many Minnesota locations such as: Apple Valley, Bloomington, Burnsville, Cottage Grove, Eagan, Eden Prairie, Edina, Farmington, Golden Valley, Hopkins, Inver Grove, Heights, Lakeville, Little Canada, Little Canada, Mahtomedi, Maplewood, Mendota Heights, Minneapolis, New Brighton, North Saint Paul, Oakdale, Prior Lake, Richfield, Robbinsdale, Rosemount, Roseville, Saint Louis Park, Saint Paul, Savage, Shakopee, Shoreview, South Saint Paul, Vadnais Heights, West Saint Paul, White Bear Lake, and Woodbury MN. We carry a great selection of used cars for sale, as well as used trucks, used vans, used SUVs, used sedans and used family crossover vehicles. Need auto financing? As a buy here pay here dealer we can get you approved and on the road today. Bad credit? No credit? NO Problem! Let our friendly in-house auto finance staff help you find the car that fits your style and fits your budget. We are the home of the low down payment, easy financing, and easy terms! Call today or apply online for quick and easy car financing we can get you approved and on the road in no time! University Auto Sales has the best used cars that Maplewood, Richfield, Burnsville and St. Paul have to offer. If you are looking for a slightly used, Pre-Owned automobile then you have come to the right place. Here at University Auto Sales we offer "Buy Here Pay Here" auto financing to consumers in Maplewood, Richfield, Burnsville and St. Paul with bruised, damaged or just plain bad credit we don’t worry about repossession, bankruptcy, divorce, or debt. Bad credit? No credit? Bankruptcy? Divorce? Repossession? NO problem! Traditionally the type of used vehicles that other companies offer for "Buy Here Pay Here" consumers are high mileage late model inventory, but we offer the best used cars, used trucks, used vans, used SUVs & used sedans in Maplewood, Richfield, Burnsville and St. Paul. At University Auto Sales we understand your situation and we can get you approved for the used car, used truck, used van, used SUV or used sedan of your dreams today! We are the home of the easy car loan! We have easy car financing, low down payments, and easy payment plans. If you need an auto loans in Maplewood, Richfield, Burnsville and St. Paul or anywhere in Minnesota, then you have found the right place, whether you are a first time Car buyer in Maplewood, Richfield, Burnsville and St. Paul with bad credit, no credit or have things on your credit report that are holding you back from your automotive dreams such as repossessions, bankruptcy, debt, defaults, and delinquencies then come on down to University Auto Sales today. The best Buy Here Pay Here used car Dealership in all of Minnesota! Come make your used car buying dreams a reality today with easy car financing, low down payments, low car payments and easy terms! We are eager to get you easy approval for a car loan for the used car, used truck, used SUV, used crossover, or used sedan of your dreams. Come see us and you could be driving away in a new car today! We are willing to work with any situation and we are willing to help you! We are ok with bad credit, no credit, bankruptcy, divorce, and debt. We are eager to approve you for financing so that you can start building your credit or rebuilding your credit as soon as possible! We offer second chance auto financing. You can build your credit back up while driving a great used car, used truck, used van, used SUV, or used crossover! We are here to help you get into a great used vehicle and get your credit back on track. We can’t wait to put you in an affordable vehicle that fits your lifestyle! If you are in the Minnesota area and are looking for a used car, used truck, used SUV, used van, or any other used vehicle you only have to stop at one place, University Auto Sales and we will put you in a car no time at all! Come in for our low down payments and easy financing and stay for our great customer service and our ability to help you build your credit! If you live in Maplewood, Richfield, Burnsville and St. Paul come see us today! Home . Browse Inventory . 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